PM Vishwakarma 2024: Online Apply, Login and Check Benefits at pmvishwakarma.gov.in

Indian Prime Minister Narendra Modi has officially launched the PM Vishwakarma 2024 initiative. This program is designed to provide a range of training opportunities to eligible recipients across the country. The Central Government introduced PM Vishwakarma 2024 to uplift and support Indian citizens, particularly those belonging to over 140 castes within the Vishwakarma community. Under this initiative, all castes within the Vishwakarma group will have access to loans and various government-provided facilities at highly subsidized interest rates. Eligible candidates can apply for this scheme online at pmvishwakarma.gov.in. Continue reading to learn more about this program.

PM Vishwakarma 2024 is a significant initiative launched by the Indian government aimed at empowering traditional artisans and craftspeople belonging to the Vishwakarma community. This program offers a comprehensive package of benefits, including financial assistance, training, and access to modern tools and technologies. The scheme is designed to uplift the socio-economic status of the Vishwakarma community by enhancing their skills and providing them with better livelihood opportunities.

The official portal for PM Vishwakarma 2024, pmvishwakarma.gov.in, serves as the primary platform for applying to the scheme, logging in to access benefits, and staying updated with the latest announcements. Through this portal, eligible candidates can easily apply online, check their application status, and explore the various benefits offered under the scheme.

Applicants must ensure that they meet the eligibility criteria before applying. The application process is straightforward and involves filling out an online form, uploading the necessary documents, and submitting the application. Once the application is approved, beneficiaries can log in to their accounts on the portal to track their benefits, apply for loans, and access other government-provided facilities.

This scheme is a part of the government’s broader efforts to preserve and promote traditional skills while integrating them with modern practices. It is expected to make a significant impact on the lives of thousands of Vishwakarma community members across the country.

Objective of PM Vishwakarma Scheme 2024

The PM Vishwakarma Scheme 2024 has been conceptualized with the primary objective of empowering the Vishwakarma community, which comprises traditional artisans and craftspeople who have been practicing their trades for generations. The scheme aims to provide these individuals with the tools, resources, and support needed to enhance their skills, improve their productivity, and increase their income.

One of the key objectives of the scheme is to preserve and promote the rich heritage of traditional crafts and trades, which are an integral part of India’s cultural identity. By providing financial assistance and training, the government aims to ensure that these skills are passed down to future generations and are not lost in the face of modernization.

Another critical goal of the PM Vishwakarma Scheme 2024 is to integrate these traditional skills with modern technologies and practices. By doing so, the scheme seeks to increase the marketability of the products made by Vishwakarma artisans, thereby providing them with better access to national and international markets.

The scheme also focuses on providing social security and financial inclusion to the Vishwakarma community. By offering low-interest loans and easy access to credit, the government aims to reduce the financial burden on these artisans and help them expand their businesses. Overall, the scheme is a step towards achieving inclusive growth and ensuring that every section of society has access to opportunities for economic advancement.

About pmvishwakarma.gov.in Portal

The official portal for the PM Vishwakarma Scheme 2024, pmvishwakarma.gov.in, is the central hub for all information and services related to the scheme. The website is designed to be user-friendly, allowing eligible candidates to apply for the scheme, log in to their accounts, and access various benefits with ease.

The portal offers a range of features, including detailed information about the scheme, eligibility criteria, and the application process. It also provides real-time updates on the status of applications and the latest announcements from the government.

One of the key features of the portal is its secure login system, which allows beneficiaries to access their accounts and manage their benefits. The portal also includes a section for frequently asked questions (FAQs), which provides answers to common queries related to the scheme.

Overall, the pmvishwakarma.gov.in portal plays a crucial role in ensuring the smooth implementation of the PM Vishwakarma Scheme 2024. It serves as a one-stop destination for all stakeholders, including beneficiaries, government officials, and financial institutions involved in the scheme.

Summary of PM Vishwakarma

The PM Vishwakarma Scheme 2024 is a government initiative aimed at uplifting the Vishwakarma community by providing them with financial assistance, training, and access to modern tools and technologies. The scheme targets over 140 castes within the Vishwakarma community, offering them a range of benefits designed to enhance their skills, improve their productivity, and increase their income.

Key highlights of the scheme include:

• Financial Assistance: The scheme provides low-interest loans to eligible beneficiaries, helping them expand their businesses and invest in modern equipment.
• Training Programs: Beneficiaries will receive training to upgrade their skills and learn new techniques that can improve the quality of their work.
• Access to Modern Tools: The scheme ensures that artisans have access to the latest tools and technologies, enabling them to produce high-quality products that meet market demands.
• Social Security: The scheme aims to provide social security benefits to the Vishwakarma community, ensuring that they have access to financial resources and support in times of need.

The PM Vishwakarma Scheme 2024 is a comprehensive program that addresses the needs of the Vishwakarma community and aims to preserve and promote their traditional skills while integrating them with modern practices.

Eligibility Criteria

To be eligible for the PM Vishwakarma Scheme 2024, applicants must meet specific criteria set by the government. These criteria ensure that the benefits of the scheme reach those who genuinely need them and are directly involved in traditional trades and crafts.

• Community Membership: Applicants must belong to the Vishwakarma community, which includes various traditional artisans and craftspeople. This community is recognized as a distinct group with a long history of practicing specialized trades.
• Age Limit: The minimum age for applicants is typically 18 years, with no upper age limit specified. However, individuals over the age of 60 may need to provide additional documentation to prove their active involvement in their trade.
• Occupation: The applicant should be actively engaged in a traditional trade or craft that falls under the Vishwakarma category. These trades include carpentry, blacksmithing, goldsmithing, stonemasonry, and more.
• Income Criteria: The government may impose an income limit to ensure that the scheme benefits economically weaker sections of the Vishwakarma community. Applicants may need to provide proof of their annual income.
• Residence: The applicant must be a resident of India and should provide valid identification documents such as Aadhaar card, voter ID, or any other government-recognized ID.

Applicants who meet these criteria can apply for the scheme through the official portal. It is crucial to ensure that all documents are submitted correctly and that the information provided is accurate, as any discrepancies could lead to disqualification.

Benefit Components of Vishwakarma

The PM Vishwakarma Scheme 2024 offers a comprehensive package of benefits designed to support traditional artisans and craftspeople in enhancing their skills, improving their productivity, and achieving financial stability. The benefits under this scheme are structured to address various aspects of the artisans’ work and livelihood.

• Skill Development: The scheme provides training programs to help artisans upgrade their skills and learn new techniques. These programs are designed to enhance the quality of their work and make their products more competitive in the market.
• Financial Assistance: Beneficiaries are eligible for low-interest loans, which can be used to purchase modern tools, expand their businesses, or invest in other areas that can increase their productivity. The loans are provided at highly subsidized interest rates to make them affordable.
• Access to Modern Tools: The scheme ensures that artisans have access to the latest tools and technologies. This access is crucial for improving the quality and efficiency of their work, allowing them to produce high-quality products that meet market demands.
• Market Linkages: The government will facilitate connections between artisans and potential buyers, both within India and internationally. This support includes help with branding, packaging, and marketing their products to reach a wider audience.
• Social Security: The scheme includes provisions for social security benefits, ensuring that artisans have financial support in times of need. This aspect of the scheme is designed to provide a safety net for the Vishwakarma community.

These benefits are aimed at empowering the Vishwakarma community and ensuring that their traditional skills are preserved and promoted in the modern economy.

Required Documents

Applicants for the PM Vishwakarma Scheme 2024 must submit a set of essential documents to verify their eligibility and complete the application process. These documents are crucial for ensuring that the benefits of the scheme reach the intended beneficiaries.

• Identity Proof: Valid identification documents such as Aadhaar card, voter ID, or passport. These documents are necessary to verify the applicant’s identity and residency.
• Community Certificate: A certificate proving that the applicant belongs to the Vishwakarma community. This document is crucial for ensuring that the scheme benefits the targeted group.
• Income Certificate: Applicants may need to provide an income certificate to prove that they fall within the eligible income bracket. This certificate is essential for verifying the financial status of the applicant.
• Proof of Occupation: Documentation that proves the applicant is engaged in a traditional trade or craft. This could include a trade license, certification from a recognized body, or any other relevant documentation.
• Bank Account Details: Applicants must provide their bank account details to receive financial benefits under the scheme. This includes a bank passbook or a canceled cheque.

Submitting these documents accurately and in the correct format is essential for a successful application. Any discrepancies or missing documents could result in the rejection of the application.

List of Traders Covered Under PM Vishwakarma

The PM Vishwakarma Scheme 2024 is designed to uplift and support a wide array of traditional artisans and craftsmen who belong to the Vishwakarma community. This community encompasses a variety of skilled tradespeople who have historically contributed to India’s rich cultural and economic heritage. The following is a list of the primary trades covered under this scheme:

1. Carpenters: Skilled in woodworking, carpenters create furniture, structures, and various wooden items. This trade has been passed down through generations and is central to the Vishwakarma community.
2. Blacksmiths: Blacksmiths work with metals, forging and shaping them into tools, weapons, and decorative items. Their craft is essential for agricultural tools, household items, and traditional weaponry.
3. Weavers: Weavers are involved in creating textiles using handlooms and other traditional methods. This trade is vital for producing various fabrics, including those used in traditional clothing.
4. Potters: Pottery is one of the oldest crafts in India, and potters create various earthenware products, from utility items to decorative pieces. This trade is deeply embedded in Indian culture and tradition.
5. tone Carvers: Stone carvers sculpt and shape stones into statues, structures, and intricate designs, often for religious or cultural purposes. Their work is seen in temples, monuments, and architectural details.
6. Goldsmiths and Silversmiths: These artisans specialize in crafting jewelry and other items from precious metals. Their skills are highly valued, especially in regions with strong traditions of jewelry making.
7. Cobblers: Cobblers repair and create footwear using traditional methods. This trade is essential, particularly in rural areas where handcrafted footwear is still in demand.

These are just a few examples of the trades covered under the PM Vishwakarma Scheme 2024. The scheme is inclusive of over 140 different trades within the Vishwakarma community, ensuring that a broad spectrum of artisans can benefit from the government’s support.

Features of PM Vishwakarma

The PM Vishwakarma Scheme 2024 is distinguished by several key features that make it a comprehensive and impactful initiative. These features are designed to ensure that the scheme effectively addresses the needs of the Vishwakarma community and helps preserve their traditional crafts while integrating them into the modern economy.

Holistic Support:

The scheme offers a complete package of support, including financial assistance, skill development, market access, and social security. This holistic approach ensures that artisans receive the help they need at every stage of their professional journey.

Financial Inclusion:

One of the standout features of the scheme is its focus on financial inclusion. The government has partnered with banks and credit institutions to offer loans at subsidized interest rates, making it easier for artisans to invest in their businesses and upgrade their tools and equipment.

Training and Skill Development:

The scheme places a strong emphasis on training and skill development. Artisans are provided with opportunities to learn new techniques, adopt modern tools, and enhance their business management skills. This training is crucial for ensuring that traditional crafts remain relevant and competitive in today’s market.

Market Access and Promotion:

The scheme facilitates market access for artisans by helping them connect with buyers both domestically and internationally. This includes support in marketing, branding, and participation in trade fairs and exhibitions. By promoting their crafts, the scheme helps artisans reach new customers and increase their income.

Social Security:

Recognizing the need for financial stability, the scheme offers social security benefits such as insurance coverage and pension schemes. These benefits provide a safety net for artisans, ensuring they have the support they need during difficult times.

Digital Integration:

The scheme is integrated with digital platforms, allowing artisans to apply online, access resources, and manage their profiles through the official portal pmvishwakarma.gov.in. This digital integration makes the scheme more accessible and efficient.

Inclusivity:

The scheme covers a wide range of trades within the Vishwakarma community, ensuring that artisans from different backgrounds and regions can benefit. This inclusivity is key to preserving India’s diverse cultural heritage.

List of Bank and Credit Institution

The PM Vishwakarma Scheme 2024 has partnered with several banks and credit institutions to provide financial support to eligible artisans. These institutions play a crucial role in disbursing loans at subsidized interest rates, ensuring that beneficiaries have the necessary funds to invest in their businesses. The following is a list of some of the major banks and credit institutions participating in the scheme:

1. State Bank of India (SBI): As the largest public sector bank in India, SBI is a key partner in the scheme, offering loans to artisans at subsidized rates with flexible repayment options.
2. Punjab National Bank (PNB): PNB is actively involved in providing financial assistance to artisans under the scheme, helping them access the funds needed to upgrade their tools and expand their businesses.
3. Bank of Baroda (BoB): BoB offers specialized loan products tailored to the needs of artisans, ensuring that they have the financial resources to thrive in their respective trades.
4. Union Bank of India: Union Bank is another major participant, providing easy access to credit for artisans under the PM Vishwakarma Scheme, with a focus on promoting financial inclusion.
5. Canara Bank: Canara Bank offers competitive loan products for artisans, helping them invest in new technologies and improve their production capabilities.
6. HDFC Bank: As a leading private sector bank, HDFC Bank also participates in the scheme, offering customized financial solutions for artisans, including loans with attractive interest rates.
7. ICICI Bank: ICICI Bank provides a range of loan options under the scheme, designed to meet the unique needs of traditional artisans and craftsmen.

These banks and credit institutions have set up dedicated channels to process applications under the PM Vishwakarma Scheme, ensuring that artisans can access the funds they need with minimal hassle.

Interest Rates Under PM Vishwakarma 2024

The PM Vishwakarma Scheme 2024 offers loans to eligible artisans at highly subsidized interest rates. These rates are significantly lower than the standard market rates, making it easier for beneficiaries to access credit and invest in their businesses. The following are the key details regarding the interest rates under the scheme:

1. Subsidized Rates: The interest rates on loans provided under the PM Vishwakarma Scheme are subsidized by the government, making them affordable for traditional artisans and craftsmen. The exact subsidy amount varies depending on the loan amount and the financial institution.
2. Competitive Rates: Even with the subsidy, the loans are offered at competitive rates, ensuring that artisans can borrow funds without incurring a significant financial burden. This allows them to focus on improving their craft and expanding their business.
3. Flexible Repayment Options: The loans come with flexible repayment terms, allowing artisans to repay the amount over a period that suits their financial situation. This flexibility helps reduce the pressure on borrowers and ensures they can manage their finances effectively.
4. Special Concessions: In some cases, the government may offer additional concessions on interest rates for certain categories of artisans, such as those from economically weaker sections or those engaged in specific trades.

The exact interest rates and repayment terms are detailed in the loan agreements provided by the participating banks and credit institutions. Artisans are encouraged to compare the offerings from different institutions to find the best deal that meets their needs.

PM Vishwakarma Online Apply 2024

The PM Vishwakarma Scheme 2024 has made it easy for eligible artisans to apply for benefits through an online application process. The official portal, pmvishwakarma.gov.in, is the central platform for submitting applications, tracking progress, and accessing various scheme-related services. Here’s a step-by-step guide on how to apply online:

1. Visit the Official Portal: Go to the official website at pmvishwakarma.gov.in.
2. Registration: New users must first register on the portal by providing basic details such as name, email address, and mobile number. After successful registration, a user ID and password will be generated.
3. Login: Using the credentials provided during registration, log in to the portal to access the application form.
4. Fill in the Application Form: Complete the application form with accurate details, including personal information, trade details, and financial status. Ensure all required fields are filled in.
5. Upload Documents: Upload the necessary documents, such as identity proof, community certificate, and proof of professional engagement, in the specified format. Make sure the documents are clear and legible.
6. Submit the Application: After reviewing all the information entered, submit the application form. You will receive a confirmation message or email upon successful submission.
7. Track Application: Once the application is submitted, you can track its status through the portal. Regular updates will be provided on the progress of your application.

This online application process is designed to be simple and efficient, ensuring that artisans can easily access the benefits of the PM Vishwakarma Scheme 2024.

Type of Login Under PM Vishwakarma

The PM Vishwakarma portal offers different types of login options to cater to the various stakeholders involved in the scheme. These login options are designed to provide secure access to the portal’s services, ensuring that users can manage their profiles, applications, and benefits effectively.

1. Applicant Login: This is the primary login type for artisans who are applying for the scheme. Registered users can log in using their user ID and password to fill out the application form, upload documents, and track the status of their applications.
2. Administrator Login: This login is intended for the scheme administrators who manage the applications, verify documents, and oversee the implementation of the scheme. Administrators have access to additional functionalities, such as approval and rejection of applications, and managing the portal’s content.
3. Bank/Credit Institution Login: Banks and credit institutions that are part of the PM Vishwakarma Scheme have their own login options. This allows them to access the database of applicants, process loan applications, and update the status of financial assistance provided.
4. Training Provider Login: Institutions and organizations providing training under the scheme can log in to manage the enrollment of artisans, update training schedules, and report the progress of the trainees.

Each login type is tailored to the specific needs of the user, ensuring that the portal is user-friendly and accessible to all stakeholders.

Login for PM Vishwakarma

The login process for the PM Vishwakarma Scheme is designed to be secure and straightforward, ensuring that users can access the portal’s services without any complications. Whether you are an applicant, administrator, or a representative of a bank or training institution, the login process is your gateway to managing your involvement in the scheme. Here’s how to log in:

1. Visit pmvishwakarma.gov.in: Go to the official portal and locate the login section on the homepage.
2. Select Login Type: Choose the appropriate login type based on your role (Applicant, Administrator, Bank, or Training Provider).
3. Enter Credentials: Enter your user ID and password, which were provided during the registration process. Make sure to double-check the details to avoid any errors.
4. Solve CAPTCHA: Complete the CAPTCHA challenge to verify that you are a real user and not a bot.
5. Click on Login: Once all the details are entered correctly, click on the ‘Login’ button to access your account.
6. Navigate the Dashboard: After logging in, you will be directed to your dashboard, where you can manage your profile, view application status, or perform other tasks specific to your login type.

If you encounter any issues during the login process, the portal provides support services to help you recover your account or reset your password.

Contact Details

For any inquiries or assistance related to the PM Vishwakarma Scheme 2024, the government has provided multiple channels for contact. These contact details are intended to help applicants, beneficiaries, and other stakeholders resolve their queries and ensure smooth access to the scheme’s benefits.

• Helpline Number: The PM Vishwakarma helpline is available during working hours to answer any questions you may have regarding the application process, eligibility criteria, or other aspects of the scheme. The helpline number is 18002677777.
• Email Support: You can also reach out to the support team via email. This is especially useful for submitting detailed queries or requesting written information.
• Address: For those who prefer to contact the authorities in person or via mail, the scheme’s headquarters are located at [insert physical address]. This office handles administrative tasks and provides support to beneficiaries.
• Online Support: The pmvishwakarma.gov.in portal includes a contact form where users can submit their queries directly through the website. This is a convenient way to get assistance without leaving the portal.
• Social Media: The scheme is also promoted through various social media platforms. Users can follow the official social media accounts for updates, announcements, and to reach out with questions or concerns.

These contact options ensure that all stakeholders have access to the information and support they need to participate in the PM Vishwakarma Scheme effectively.

Frequently Ask Questions

To help users better understand the PM Vishwakarma Scheme 2024, here are answers to some frequently asked questions: